You may feel a tension amongst workers and some signs may be obvious, but a toxic work environment is something to be aware of. Here are eight not so obvious things to watch for: People’s true thoughts are revealed in the meeting after the meeting;Too little dissension;Promotions only happen to one type of person;Underperformers are overlooked;Talk is all...
Read MoreDelaying social security payments until 70 years of age when they max out is a desirable choice — if you can swing it. Using a ‘bridge’ strategy until you take social security payments can literally pay off by maximizing the benefits you will receive. If you aren’t sure about the bridge strategy, check out this Q&A by reading the...
Read MoreIf you are new to writing a business plan, a good tip is not to get hung up on it and overthink things. Here are six things that are important to consider, before you start writing: Why do you want to start a business and how will measure success?What resources do you currently have to start your business?What resources do you still need to start the minimum viable...
Read MoreOK, so you’ve reached middle age, or mid-career and you realize that retirement will come faster than you think … and you haven’t really been planning or saving. Here are some things you can do. Make lifestyle changes (cutting back on or eliminating unnecessary expenses)Delay retirement until 70Get a job (if you’ve already left your...
Read MoreReceiving an inheritance can be an unexpected windfall, and it can be tempting to burn right through money received in this manner. Before spending that money though, you should think it through and learn how to best use it to reach your financial goals. The best thing you can do is step back and wait before spending it so that you don’t spend it foolishly....
Read MoreWe hear it all the time, “When I retire, Social Security won’t even be around.” Is this really true? Not likely. Although the program is facing some financial strain, it’s not in danger of disappearing completely. However, it won’t be the program it was before and people shouldn’t expect it to provide for a comfortable retirement....
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