Benefits can begin as early as 62, but each year you delay taking them (up to age 70), provides an increase in the benefit — and that can be significant. So that seems like a no-brainer, right? Well, here are three reasons it might notbe beneficial to wait until 70. You may not make it to your claiming age;A higher monthly payout may not be optimal; andSignificant...
Read MoreHere are 21 investment lessons from The Motley Fool writer, Sean Williams. Read the full article 21 Things I’ve Learned as an Investor Over 21 Yearson Fool.com to learn more about each of them. Starting somewhere is better than not starting at allIt’s OK to lose moneyTime heals most lossesDouble-digit market declines are always a buying opportunityIf it...
Read MoreSaving money is fundamentally important for your future. You know this and you try to save, so why are you failing? Here are four reasons that might be the cause. You don’t have a budgetYou’re not automating your savingsYou’re giving in to impulse buysYou haven’t mapped out your goals To learn more, read the full article 4 Reasons...
Read MoreAs we near retirement, it’s important to understand how Social Security and Medicare work, before we actually need them. Yet a good percentage of near-retirees don’t really have a good understanding of how they work. Here are three tips that will help you boost your knowledge: Take advantage of catch-up savings — If you’re 50 and over, you can stash an...
Read MoreWhat is the commonly overlooked expense? It’s healthcare, and many retirees are surprised by earlier-than-expected healthcare costs. Here are two things you can do: Expect the unexpected — learn about Medicare and what it covers and explore long-term care costs.Prepare for big-ticket costs — open a Healthcare Savings Account (HSA) account and look into...
Read MoreAre you or do you aspire to be a good leader? Here are three critical questions you should be answering yes to. Do you care forand aboutyour employees?Are you investing in your employees to help them get where they want to go?Can your employees trust you? If you can say yes to these questions, your employees will go the extra mile for you. To learn more about what...
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