[accordions] FAQs
[accordion title=”General insurance topics”]
Can I buy health insurance for my dog?
How can I find insurance for my sailboat?
How do I insure my coin collection?
How long does an insurance company have to respond to a claim I’ve filed?
I’m going on a cruise. Do I need trip interruption insurance?
I’m looking for a job. How can I tell if an employer is offering a good insurance benefit package?
Is there any type of insurance that can protect against losses from investments?
My child is heading off to college this fall. What insurance issues does this raise?
My cleaning person is bonded and insured. Is that important?
Should I buy travel insurance?
What are independent insurance agents?
What is funeral insurance, and do I need it?
What kind of insurance can I buy to cover my diamond engagement ring?
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[accordion title=”Health insurance”]
Can I see a specialist outside of my HMO provider network?
Do I need cancer insurance?
Does a typical dental insurance policy cover braces?
Does my health insurance cover prescriptions filled by an on-line pharmacy?
How can I get affordable health insurance if I’m self-employed?
How long am I covered under my parents’ health insurance policies?
How much health insurance coverage do I need?
If I leave my job, will I lose my employer-sponsored health insurance?
If my employer goes out of business and discontinues its health insurance plan, am I still eligible for COBRA benefits?
Is dental care covered under Medigap insurance?
Is prescription drug coverage part of my medical coverage?
My husband and I are getting divorced. How do we decide whose health insurance policy will cover the children?
What are health reimbursement arrangements?
What happens if my Medicare HMO goes out of business?
What is critical illness insurance?
What is Medigap?
What is prescription insurance?

What’s the birthday rule all about?
What’s the difference between an HMO and a PPO?
Which is better, an HMO or a PPO?
Will Medicare alone be enough to cover my health-care needs in retirement?
Will short-term health insurance cover all my medical expenses?
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[accordion title=”Homeowners insurance”]
A cell phone and laptop computer owned by my company were inside my briefcase when it was stolen. Will my company’s insurance cover the loss?
A plumber damaged my bathroom during a repair. Will my homeowners insurance cover the damage?
A squirrel got into my home and caused a lot of damage. Is this covered by my homeowners insurance policy?
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[accordion title=”Life insurance”]
Are withdrawals from a cash value life insurance policy ever tax free?
Can I ever have too much life insurance?
Can I use life insurance to help me save for retirement?
Do I need life insurance if I’m single?
Do I need to name a relative the beneficiary of my life insurance policy, or can I name a friend instead?
How can an insurance company really tell if I smoke?
How can I reduce the cost of life insurance?
How do I decide if I should replace my existing life insurance policy with a new one?
How much life insurance do I need?
I have enough life insurance right now. But I might need more in the future if I decide to start a family. Will I be able to buy more later, even if I develop a medical condition?
I smoke cigars occasionally, but not cigarettes. Will I be charged smokers’ rates for life insurance?
If I leave my company, can I take my life insurance policy with me?
Is it less expensive to buy life insurance while I’m young?
Is it possible to name a charity as the beneficiary of my life insurance policy?
Is there any way I can use life insurance to help cover my expenses if I become terminally ill?
Should I buy life insurance on my child?
Should I buy term or cash value life insurance?
Should I replace my permanent life insurance policy with another if I’m unhappy with the rate of return I’m getting?
What are the pros and cons of buying life insurance through my employer rather than buying my own policy?
What happens if my life insurance company files for bankruptcy?
What is group life insurance?
What is term life insurance?
What is whole life insurance?
When I die, is my beneficiary required to take a lump-sum payment of my life insurance death benefit?
Why do I need life insurance?
Why does an insurance company require an insurable interest before I buy a life insurance policy?
Will I be taxed on the growth of the cash value of my life insurance? What if my policy pays dividends?
Will my beneficiaries have to pay taxes on the proceeds of my life insurance policy?
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[accordion title=”Long-term care insurance”]
Is there such a thing as nursing home insurance?
Should I buy long-term care insurance?
What is long-term care insurance?
What types of nursing care does long-term care insurance cover?
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