Summer is an easy time to lay back, relax and enjoy the good weather and maybe a nice vacation. And that makes it easy to forget about finances — don’t fall into that trap. Here are five things to think about this summer: Check your tax withholding. Check your retirement savings. Start saving for the holidays (if you’re not already). Take advantage of...
Read MoreWedding season is officially here! The last thing a newlywed is thinking of is taxes. However, while changing the name on your drivers license and other important accounts, it’s important to change it with the IRA as well. Here are some tips from the IRS for newlyweds. Use the correct name – If you changed your name upon marrying, let the Social Security...
Read MoreYou’ve likely heard about those trendy diet cleanses. But there is a different kind of cleanse that you should definitely try — a financial cleanse. This type of cleanse could help you put money towards debt reduction, an emergency fund, or even send you on an end of summer getaway! Whatever the reason, it might be time for a money do-over. Here are six steps...
Read MoreIf you don’t see a big pension income in your future, you should learn a little about investing (beyond just savings accounts and CDs). Here is a guide for what you should know to help take control of your financial future. Pay off high-interest rate debt, such as credit card debt first. Have a fully loaded emergency fund. Understand that when you...
Read More
A group from JMA volunteered to help the Northern Chautauqua Community Foundation (NCCF) at their Flapjack and Basket Raffle Fundraiser, held March 24th at Applebee’s in Dunkirk. The event benefitted NCCF’s Service Learning Mini-Grant Program. JMA volunteers included partners Dave Mackowiak, Kevin Wystup, and Denise Veloski, along with Scott Dill, John...
Read More